11/19/2023 0 Comments Pf changes happy hour![]() ![]() The spade-a-spade term is subsidized speech. Speech is property and someone has to pay for it, just like everything else. I think me and Nick and Kanye should all be allowed on Twitter, and I think we should all be given long-form interviews with Tucker Carlson.īut everyone sees what’s happening here: there is one thing you are never, ever allowed to talk about.įree speech is a myth. Honestly, I think both things should be fine. Admitting to wire fraud on a podcast and being on tape telling a bitch you’re not sorry for choking her during sex is fine. So, do the math: saying “Jew” in a relatively controlled and normal way gets you kicked off the island. Tucker actually persecuted Nick Fuentes, claiming that he was “filling Kanye’s head,” even though Kanye was on record saying all this stuff about Jews before he ever knew who Nick was.Īfter ditching Kanye – Tucker literally canceled a documentary with him – he becomes obsessed with Tate as the new hero for the blacks (even though Tate is basically white-presenting and not even American – you’ve never met a single American black who acts like Andrew Tate, and there is no way normal blacks identify with him like they do with Kanye). Then, Kanye West said that Jews sometimes do bad things. ![]() Here’s the thing about that: he was originally trying to do this with Kanye West. But I’m just saying: Tucker Carlson is trying to make this guy into the cutting edge of black conservatism. I am not going to attack Andrew Tate when he’s the victim of politically motivated prosecution. "We feel pretty balanced about how we're teed up to navigate the rest of this year and certainly '24," Bradley Brown said.Again, it’s whatever. The increase reflects continued deterioration in credit quality, as consumers' finances return to more normal levels of strain.Ĭustomers with late payments of 30 or more days rose to 3.6% of retail loans outstanding, up from 3.24% last quarter.īradley Brown, Ally's corporate treasurer, said the company's tighter underwriting and improvements in its communications with at-risk borrowers should "mitigate losses." He also pointed to the higher pricing Ally has implemented, emphasizing that "we can't lose sight of the fact that risk-adjusted returns are, again, higher than ever." Net charge-offs in Ally's retail auto division rose to $277 million in the second quarter, up from $108 million a year earlier and a bit higher than Ally's prior guidance. "So we recognize credit may be a little bumpier than expected, but the that we're putting on are pretty much at lifetime highs for the company."īelow are five takeaways from the company's earnings call.Ĭredit has gotten bumpier for Ally over the past year, as borrowers are having more trouble paying back their loans following exceedingly healthy metrics during the pandemic. ![]() "For people that are in and committed like Chase, like Cap One, like ourselves, it's still a very attractive market opportunity at very aggressive returns right now," Brown said. Executives said that it did so while being pickier in the loans it selected and charging higher interest rates to compensate for greater risks. ![]() The company made some $10.4 billion in auto loans during the second quarter, up from $9.5 billion in the first quarter. Some credit unions and banks have retreated from the sector, but Ally CEO Jeffrey Brown said that void leaves opportunities for Ally and other lenders that have maintained a large presence in auto lending, including JPMorgan Chase and Capital One Financial.Īuto lending remains a "really attractive market for us," Brown said on the company's second-quarter earnings call. auto market as quite healthy overall, even as some lenders pull back and more consumers fall behind on their car payments.Įxecutives at the Detroit-based auto lender said Wednesday that they are well aware of the tougher environment, which has led Ally to offer fewer loans to riskier customers and more to super-prime borrowers whose likelihood to repay is much higher. ![]()
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